Security & Privacy

What is PayPal? Why we use Paypal accept the payment?
Paypal as a digital wallet, A simpler & the safer way to pay Online.

Credit cards, Visa / MasterCard Debit cards, and bank accounts - with so many payment methods, it can be a challenge to keep everything straight. Think of PayPal as a digital wallet - one convenient, secure spot to keep all your ways to pay. And, you don't need a balance in your account to shop. With PayPal, you have the freedom and flexibility to pay the way you want, all while keeping your financial information secure.

Pay however you want.

You should be able to pay on your terms. That's why PayPal gives you the flexibility to choose the best payment method for you. You can link your bank accounts, Visa / MasterCard Debit cards, and credit cards to your PayPal account. That way, you can choose how you want to pay, and never have to worry about keeping a balance in your PayPal account. If you don't have any money in your PayPal account balance, we'll use a linked bank account, Visa / MasterCard Debit card or credit card to fund your purchase. If you have a bank account on file we typically use it first (after your PayPal balance is gone), but during the checkout process you can also choose to fund a purchase with a linked Visa / MasterCard Debit card or credit card.


Easy to use.

Using PayPal is simple. Shop for the things you love, send money to friends and family. You can also use PayPal at millions of online stores – just look for the PayPal button when you check out.

More secure.

So why use PayPal? Because PayPal provides an extra level of security for your payments. Merchants never see your sensitive financial details. We use the industry's most secure data encryption technologies and physically secure servers that aren't connected directly to the Internet. Our dedicated team of anti-fraud experts works around the clock to ensure the highest level of security.


Safer with every transaction.

Whether you’re buying or transferring money, you get an extra layer of security when you use PayPal. That’s because all your financial information (like your credit card number) is securely stored and encrypted on PayPal servers, so you don’t need to share your financial information with the person you’re buying from. In addition, your transactions are monitored 24 hours a day, seven days a week, by a dedicated team of security specialists. Their mission is to identify suspicious activity and help protect you from fraudulent transactions. If you ever notice a charge on your account, for something you didn’t authorize, report it immediately. PayPal will secure your account and launch an investigation to find out what’s going on. If their find that someone has used your PayPal account without your permission (for example, someone stole your account password), or there was an error (for example, money was incorrectly taken from your account), PayPal will cover you for the full amount of every eligible unauthorized transaction. Finally, if a transaction doesn’t go as planned, or you’re worried about anything at all, like fraud or phishing, PayPal make it easy for you to report issues, and get help. On top of all this, PayPal provide additional protection through their Purchase Protection program and Seller Protection program, described below.

Purchase Protection program.

If an eligible item that you’ve purchased online doesn’t arrive, or doesn’t match the seller’s description, PayPal Purchase Protection program will reimburse you for the full purchase price of the item plus shipping costs.

See user agreement

Here are a few examples of situations where an item doesn’t match the seller’s description: you purchased a teapot and got a tea, you purchased a new item but got something that was used, you purchased 3 items but only got 2, the item was damaged during shipping, the item is missing major parts (that the seller didn’t disclose), or you purchased an authentic brand but got a knockoff instead. If the seller has accurately described an item, but you’re just not happy with it, that doesn’t qualify for Purchase Protection. Purchase Protection does not cover certain kinds of purchases. These include: digital goods (intangible items), services, real estate, motorized vehicles (of any kind), custom made items, travel tickets, industrial machinery (for manufacturing), prepaid cards, or items that violate our policies or eBay's policies (stuff that's usually prohibited by law anyway). Purchase Protection also does not cover items that you purchase in person, or money you send to friends and family.

Most of the eligibility requirements for Purchase Protection are written above. However, if you still have questions, you can review more about Purchase Protection in PayPal User Agreement or download PDF document link below.
Download PDF →

For more about Your Guide to Identity Protection, please go to paypal Security & Protection link below
Security & Protection →

For Refund infomation go to this page →.